Debt Management Team

The Company is a registered close corporation with registration number 2008/148827/23.  We are also registered with the National Credit Regulator under registration number NCRDC592.  There are two members of the company, namely Julie Duminy and Kim Armfield.

Julie Duminy is the head of Client Liaison.  Julie was a Micro-Finance Agent with the Land Bank for a number of years and also held workshops to train and eductate people in budgeting and saving.  Julie remained in the financial industry after leaving Land Bank and continued to market products to assist the financially overburdened.

Kim Armfield is the legal adviser and the sole director of her attorney firm.  Kim started her career in 1989 in an attorneys debt collection department and her 10 years in debt collection has proven invaluable.  Kim was admitted as an attorney in 1998 and started her own practice in 2003, initially specializing in opposing debt administrators on behalf of the banking industry and private clients.

In September 2007 Julie and Kim joined forces to combine their expertise and experience and assist people who do not see a way out of their spiraling debt.